Planning for tax season that surely and steadily returns year over year, truly means preparing all year long. Yet every year there are plenty of individuals who file for a tax extension (in 2014 approximately 12 million Americans filed for extensions).
Life is full of risks, and people make decisions everyday that require weighing those risks against their ability to protect themselves using their own resources or by transferring the risk to an insurance company. Most people realize that they couldn’t afford to rebuild a damaged home or buy a new car without insurance.
It's all about perspective, right? Retirement shouldn't mean the end of your purpose; it means a new chapter—a paradigm shift of what life is beyond long days and meetings and bosses. This time should be about you and it does mean you should prepare for the life change in healthy ways.
Let’s be honest, the thought of dying can be an emotional topic. But, death is also cause for practicality and being very clear about what to do about money and property.
With credit card interest rates ranging between 11 to 22%, it’s no wonder people are looking for alternative ways to handle and pay off their credit card debt. This is where a personal loan might come into play. Using a personal loan to pay off your credit card debt can help you manage your overall debt once and for all… if you know how to navigate the pitfalls.
For as long as there has been stock markets, investors have intuitively known that expectations of returns come with commensurate expectations of risk; the higher return one expects the greater the risk one assumes in order to achieve it.
Although the stock prices are trading near their all-time highs, it hasn’t exactly been a joy ride for retirees counting on their retirement plans for a lifetime of income. The type of unruly market action that we have seen at Bradford over the last few months always unleashes a flurry of “expert” commentary that seems to be directed at those who are most vulnerable to f
Caught in an extraordinary convergence of unhinged stock market volatility and historically low interest rates on savings, many people are rethinking their plans and their vision for the future, especially as they consider the prospect of having to stretch their retirement income over 25 or 30 years. A study conducted in 2015 by the Employee Benefit Research Institute found workers of all
Amidst the more obvious lingering effects of a sluggish economy, such as slow job growth, decreasing incomes, low interest rates and shaky consumer confidence, there lurks a more insidious threat which, thus far, has largely been ignored.
Investors are prone to many behavioral mistakes that can cost them dearly. Trying to time the market, trying to pick the winners, chasing returns, trying to go it alone are among the most common. But the one that can inflict the most damage over a period of time is when they succumb to investing inertia. What is investing inertia?