Bradford delivers views on industry topics, tax laws and policy changes that impact you to help educate investors about the market, personal finance, insurance, taxes and more. We update our blogs each month. 

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In light of recent security breaches at Facebook and Yahoo, it’s vital that we do a better job ensuring that our personal data remains hidden from criminals and hackers. In fact, Facebook and Yahoo were just two of the over 1,500 data breaches that occurred in 2017. During those data breaches, more than 14 million credit card numbers were exposed along with more than 150 million social security numbers. Credit card fraud was the most common type of identity theft, with over 133 thousand reports filed in 2017 alone.
When looking for an investment, many people are turning to real estate. There are a variety of ways to invest in real estate, though one of the most popular ways to invest is by purchasing income-producing property. This can be done through the purchase of multi-family apartments, commercial/retail property, or single-family homes.
At the end of the month, do you often find yourself with a lot less money than you expected? Do you have a hard time determining exactly what you spent your money on? Do you feel that you should have more to show for your hard work than you currently do? Are you and your spouse or partner always fighting about money?
In a recent survey by JumpStart Coalition for Financial Literacy, only 26 percent of those between the ages of 13-21 said that they had been taught how to manage money. Yet, when they turn 18, kids are signing contracts for student loans, opening credit card accounts, and in many instances, living away from home with little financial guidance available.
While it may not seem so, there are a lot of painless ways to save money. Not just for those who have a limited cash flow, but also for those with plenty of surplus cash who will appreciate ways to cut back on monetary waste.
Does January’s market swings have you sweating yet? The kick-off to 2019 is certainly one for the record books. But the lingering concern over what’s next is where most investors are focusing.
Aila Matysek |
No matter how you stack it, college is a costly investment. Having enough saved to pay for college is a widespread challenge for students and parents alike. The rising cost of a college education makes that goal a constantly moving target.